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Ben S. Sinclair
RMLO NMLS 220500
c: 713-412-3709
o: 281-993-5200
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105 Hunters Lane, Ste. 106
Friendswood, TX 77546
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Premier Nationwide Lending Protects Home Buyers From Rising Interest Rates

08/26/2013

Premier Nationwide Lending introduces a new program designed to allow home buyers to lock in an interest rate while shopping for a home.

Flower Mound, TX – Premier Nationwide Lending (PNL) is proud to roll out the “Lock and Shop” program through its retail origination channel.

“There is no question mortgage rates are increasing,” said Corey Kirkpatrick, Divisional VP - Production of Premier Nationwide Lending. “With the ‘Lock and Shop’ program, we will credit approve a home buyer and lock in their interest rate before they find the property they want to call ‘Home.’ We created this program with the consumer in mind. The home buying process is stressful. However, we don’t feel it should be. Let us take the stress away.”

With the “Lock and Shop” program from PNL, if rates go up, the borrower is protected. If mortgage rates decrease, the home buyer will have an option to “float down” to the lower rates.

Shane Campbell, National Sales Manager, is excited about this new program for home buyers and the positive impact it will have on the company’s growth. “Our licensed mortgage professionals are thrilled to offer this program to their clients. The threat of increasing interest rates stripping away a borrower’s loan approval is removed from the equation. This means less fallout and a greater opportunity to deliver excellent service to our borrowers and referral partners. In addition, loan professionals want to work for a company that offers these types of innovative programs. Prospective employees are drawn to the ability to offer the ‘Lock and Shop’ program.”

PNL will showcase the “Lock and Shop” program at the Texas Association of REALTORS Convention in September. “Our REALTOR partners want to work with a mortgage company that will fully credit approve a home buyer and lock in their interest rate before they begin touring homes. This makes for a much smoother process for real estate professionals as well,” Campbell added.

Premier Nationwide Lending is a privately owned Texas mortgage lender. 80% of the residential mortgage loans funded by Premier are for purchases. As a division of NTFN, INC., PNL operates retail, wholesale and correspondent origination channels. Sponsor NTFN Inc., NMLS #75333

Residential Mortgage Loan Originators

I believe in “old fashioned” customer service and “customers for life”. I will be there before, during, and after your loan closing. I attend almost all my closings. With 18 years in the business, originally as an underwriter, I am able to use my technical background to get the tough deals done; structure the good deals to maximize a borrower’s budget; and develop plans to get borrows who may not quite be ready to buy at application into homes. I never met a loan I didn’t like or wouldn’t try to put together for a borrower, whether it is for $75,000 or $1,000,000. First time homebuyers are a blast, and many of my past first time homebuyers have allowed me the privilege to do their 2nd, 3rd and even 4th home purchases. My favorite part about the business is the interaction with the borrowers. There is nothing more gratifying than seeing a big grin on a borrower’s face when they walk away from the closing table with a set of keys for their new home.


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Ben Sinclair worked with my husband and I for over a year to complete the financing for our house. He explored multiple loan situations to find the best fit for our family. At each bend and turn in the process, Ben remained positive, helpful, patient and knowledgeable. He is timely with his communication and I always felt that he was focused on our loan with our best interest in mind. Ben provides a personalized financing experience that I would highly recommend to anyone.

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