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Ben S. Sinclair
RMLO NMLS 220500
c: 713-412-3709
o: 281-993-5200
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105 Hunters Lane, Ste. 106
Friendswood, TX 77546
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Mortgage 101

Fundamentals of Home Mortgage Loans

To better help you understand home mortgages, we have provided content for certain mortgage topics important to understanding the home loan process. If you have any questions concerning the home loan process, please contact your Loan Originator who is on standby ready to assist you with your home mortgage needs.

Mortgage Dictionary

Important terms necessary to understanding mortgages and the loan process. Learn More…

Loan Process

A step by step guide to how the loan process works. Learn More…

Homebuyer’s Guide

Do you have questions on what to expect from the home buying process? This section will help you elimiate the unknows of buying a house. Learn More…

Refinance Guide

Determine whether or not you should refinance your home. Learn More…

FICO Score

Information about how your FICO score is calculated. Learn More…

Residential Mortgage Loan Originators

I believe in “old fashioned” customer service and “customers for life”. I will be there before, during, and after your loan closing. I attend almost all my closings. With 18 years in the business, originally as an underwriter, I am able to use my technical background to get the tough deals done; structure the good deals to maximize a borrower’s budget; and develop plans to get borrows who may not quite be ready to buy at application into homes. I never met a loan I didn’t like or wouldn’t try to put together for a borrower, whether it is for $75,000 or $1,000,000. First time homebuyers are a blast, and many of my past first time homebuyers have allowed me the privilege to do their 2nd, 3rd and even 4th home purchases. My favorite part about the business is the interaction with the borrowers. There is nothing more gratifying than seeing a big grin on a borrower’s face when they walk away from the closing table with a set of keys for their new home.


Loan Center

Checklist

What you will need to ensure a smooth home mortgage process.

Loan Options

There are several loan options available when purchasing a home.

Down Payment Assistance

Find out more about special programs and who qualifies.

Calculator

Wondering how much you can finance?

Testimonials

Ben Sinclair worked with my husband and I for over a year to complete the financing for our house. He explored multiple loan situations to find the best fit for our family. At each bend and turn in the process, Ben remained positive, helpful, patient and knowledgeable. He is timely with his communication and I always felt that he was focused on our loan with our best interest in mind. Ben provides a personalized financing experience that I would highly recommend to anyone.

Lea W.

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